Adhikari, R.K., Bhattarai, D.K. and Joshi, S.R. (2026) “The Compliance-Grounding Dilemma in Payment Security: Measuring How Procedural Audit Checklists Mask Systemic Algorithmic Fragility”, International Journal of Scientific and Applied Computing Research, 16(9), pp. 1–18. Available at: https://seronpress.com/index.php/IJSACR/article/view/TheComplianceGroundingDilemma (Accessed: 3 November 2026).