Home / Archives / Vol. 16 No. 9 (2026): seronpress-IJSACR-16-9 Vol. 16 No. 9 (2026): seronpress-IJSACR-16-9 Published: 2026-09-01 Articles The Compliance-Grounding Dilemma in Payment Security: Measuring How Procedural Audit Checklists Mask Systemic Algorithmic Fragility 1-18 Ramesh K. Adhikari, Dipesh K. Bhattarai, Santosh R. Joshi (Author) PDF